Hi there, I have a outstanding debt with the 407 ETR in Ontario Canada and I was wondering what is the Statue of Limitations on this debt. The orignal debt was from 2000 owing $450.00. They are now claiming I owe them $2400. I placed a phone call to the 407 and was informed that they do...

By law... credit card companies can charge you overlimit fees, late fees etc. based on the laws in the state where the company is located. When you are brought into court for a judgement, the statue of limitations that is applied is from what state? Where you live? Or where the credit card...

Hello to all who read... I am from Ontario, Canada and have just received a letter stating that I have an outstanding payment. Personally, I do not mind the payment of the debt, but the debt was made over 8 years ago and I don't really remember much of it. My questions are: Do the...

Can someone please clearly explain to me what the "Date of last activity" specifically refers to. I have heard some people say that it refers: 1) to the last time you defaulted on a payment or 2) the last time you made payment, or 3) the last time you acknowledged the debt to the original...