What is the technical definition of Residual Creditors? Can you give an example of this. How does it differ from Trade Creditors?

I was contacted by a creditor saying that there will be a summons issued to me for a debt I owe. I have never been sued before and I am not sure how this works. My main question is what assets can a creditor go after after there is a judgement awarded? I know they can garnish you wages and get...

My car was impounded in Washington state. I offered to give the towing company my title for the car, they said that I still have to pay for it staying in the garage even though they had they title. Before they said this they sent me a letter saying they were going to sell it. How can the charge me...

Hello, I have 2 student loans that are about 10 years old. They have been on my credit report for about 9 years and just fell off about 8 months ago. Recently new creditors have been contacting me and I am worried that if I talk to them, try to pay, or make any arrangement at all it will place the...

Can a creditor close a zero balance, paid as agreed status acct if it was not included in a Chapter 7?. My employer ( whom I hold a retail credit card) has automatically closed my account on me? Is this not fraud to report this reporting, when it was never included?