I was with my ex boyfriend for almost 4 years, in 2008 we went shopping together and he took a fancy to something in one of the shops. In total tit because £129.00 but there was a deal to pay £10 that day and pay nothing until April 2009.As he had a poor credit score hea asked me to open it in my name and by April he would have a job and would be able to pay it off in full. Stupidly I agreed and opened it in my name.

Then comes April 2009, we split up. He still said he would pay it but I kept getting letter after letter saying the balance was still outstanding. I was a single mum with hardly any money so I could not pay it. He was working so he could easily afford it nut he kept making excuses and putting it off. Then, come September 09 I received a letter form them saying the debt had now mounted to over £400.00 but If I paid it off within a week I could have a bulk taken off. So I phoned up and paid £325.00 of my own money that I had been saving for ages for christmas! To this day he still hasn't paid me back, is there anything I can do?

I have the credit agreement from the shop and a friend of ours was there and heard him promiss he would pay it himself and of course he is getting full use of the item!

Take him to Court - a verbal agreement is binding.

With much regret, the credit was opened in your name and you are held responsible, however if you had an agreement of how the bill would be paid, judyKayTee is correct, verbal agreements are upheld, Take him to court. Good Luck - been there before myself.

The question is - she paid it and wants to get him to now repay her.

She knows she's responsible. She will have to take him to Court.

To Josh,
I think Judy may have misunderstood your answer, it wasn't very clear. But the way I took it you were agreeing with what Judy said.

To greeneyes.
The bottom line is the account was in your name. You and you alone were responsible for payment as far as the credit issuer is concerned. So you did the right thing to pay it off before it totally ruined your credit.

But you do have an agreement that can be confirmed that he agreed to pay you back. So you now take him to court over the amount you were forced to pay.