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niyabrara13 · Nov 20, 2006, 05:06 PM

Ok, Last year I opened a LOC to purchase a dog at a puppy store in Arizona. I got the dog than paid the account off. My neighbor at the time also wanted a dog, but wouldn't beable to quifly, so I offered to let him use my line as long as he paid me back. From the first month I've had nothing but trouble trying to collect my money. At first we didn't draw up an agreement or anything, but than I moved and had an agreement signed and notarized by him. He has also moved from AZ and I haven't received anymore payments nor can I get ahold of him. I think I know where he is, but my big question is where do I file a claim. It was drawn up in AZ, I live in Iowa and he lives in Montana. I know what town he lives in would I have better luck getting my money if I file in his town or am I required to file where it happened. Thanks can't wait to hear back from you.

excon · Nov 21, 2006, 12:37 PM

Hello niya:

The transaction happened in Arizona. That's where I think you need to file your claim. But, call the local courthouse in the county where you think he lives. The clerk will tell you if they have jurisdiction. Then call the clerk in your own county courthouse and ask the same.

But, I think you're screwed. Are you actually going to travel back and forth from Arizona? Nahhh. And, even if you win, you're going to have to collect. You barely know what town he's in. I'm sure you don't know where he banks or works. Just chalk it up to experience.

How much can a puppy cost anyway?

excon

ScottGem · Nov 21, 2006, 01:33 PM

You were smart enough to get an agreement signed. So there is little question you get a judgement. But that's only half the battle. The hard part is collecting. The court doesn't do that for you. YOU have to find some assets (bank accounts, a job) that you can attach. Then you have to serve them (the bank or employer) to garnish the asset.

niyabrara13 · Nov 21, 2006, 07:41 PM

[QUOTE=ScottGem]You were smart enough to get an agreement signed. So there is little question you get a judgement. But that's only half the battle. The hard part is collecting. The court doesn't do that for you. YOU have to find some assets (bank accounts, a job) that you can attach. Then you have to serve them (the bank or employer) to garnish the asset.[/QUO

The Puppy cost $ 2,000.00, and for a college student that's a lot. I know where he banks and I also know his mothers address. Does that help? Im pretty sure I know where he works and I can find out foresure where he lives from his ex- girlfriend who he also screwed. If I file a claim and win the judgement what will I need to do to collect? Who do I give his bank account and work info too so I can garnish his money.

ScottGem · Nov 21, 2006, 08:06 PM

First get the judgement. The court can then give you info on collecting.