I have a joint unsatisfied judgement from 2002 in the state of Florida. My ex husband defaulted on a lease and never paid them. So the filed a judgement. My ex husband never took care of it and probably never will. I just found out about it because I was applying for a mortgage in NJ. I found out that it is also incurring interest until it is paid. I don't have this kind of money. I called trans union because it's reported with them and they said that it comes off my credit in 2009. But still won't that effect my chances of getting a loan? What should I do?