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MERCEDESTIFFANY · Apr 28, 2011, 09:45 AM

I have a judgement against a deadbeat tenant who screwed me out of thousands of dollars and almost made me loose my home. They laugh about it and will do it again, sigh... anyway I tried to garnish her wages and she went through the court and somehow showed she was under the limit of being able to be garnished, so after just 2 small checks that stopped and my judgment is for 4,000, what else can I do, are there any companies who would buy the debt from me for a reduced amount and then they can go after them?

Fr_Chuck · Apr 28, 2011, 10:00 AM

Depending on the type of judgement you may get 40 dollars to maybe 300 dollars from most of the companies that may debts and judgements, very hard or old debts are nomally bought at about 2 to 3 cents on the dollar.

Thus a lesson learned, it is easy to get a judgement but most are never collected.

Try to attach federal income tax refunds, try to find their bank and put a attachment on that money.

MERCEDESTIFFANY · Apr 28, 2011, 02:28 PM

Wow, I figured as much as far as selling it, jeez... Well if I can find out where they bank, which I honestly don't think they have a bank, and what's worse is they I see they already received their tax return because I saw they got their rims on their truck and temp plates because I did pay yet another $40 for a seziure of property, so great the sherrif let them know and they changed the vehicle into another name, sigh...

So is there any way to get a lien against their tax return, for next years of course since they have already squandered this years, sigh...

AK lawyer · Apr 29, 2011, 09:22 AM

Originally Posted by MERCEDESTIFFANY

Wow, I figured as much as far as selling it, jeez..... Well if I can find out where they bank, which I honestly don't think they have a bank, and whats worse is they I see they already received their tax return because I saw they got their rims on their truck and temp plates because I did pay yet another $40 for a seziure of property, so great the sherrif let them know and they changed the vehicle into another name, sigh............

So is there any way to get a lien against their tax return, for next years of course since they have aready squandered this years, sigh..........

With all due respect, I believe Fr_Chuck was incorrect when he suggested that you could get their tax refund.

You are suggesting they bought new rims with their tax refund? Was the truck in the judgment debtors' names? I would see about going after it. If they transferred it to another name without receiving a fair price for it, it is a fraud on creditors and can be set aside.

MERCEDESTIFFANY · Apr 29, 2011, 10:37 AM

Yes, the truck was owned by the debtor, but the sherriff said something about I'd have to go to a lawyer, have it impounded, pay for it to sit in impound for like 30 days and then that it had to be accessed at like double what it's worth or something like that, it was hurting my head to be honest. BUT... I did just receive notice that she gets direct deposit from her job to a bank, not sure what bank though. Now, as I understand it I can have the sherriff, under my seizure of property thing, go collect from her bank if I can find out what bank she is getting the direct deposit to, is that accurate? Also how do I find out what bank the employer is putting her direct deposit into?? On the copy of her check stub it just says Net C and some numbers that could be part of the account # or possibly he routing #, but I checked bank routing numbers against what I had and came up with nothing??

AK lawyer · Apr 29, 2011, 11:26 AM

Originally Posted by MERCEDESTIFFANY

... BUT.....I did just receive notice that she gets direct deposit from her job to a bank, not sure what bank though. Now, as I understand it I can have the sherriff, under my seizure of property thing, go collect from her bank if I can find out what bank she is getting the direct deposit to, is that accurate? Also how do I find out what bank the employer is putting her direct deposit into??? On the copy of her check stub it just says Net C and some numbers that could be part of the account # or possibly he routing #, but I checked bank routing numbers against what I had and came up with nothing???

Actually, it would be helpful if you didn't use the "comment" button for a follow-up question. I believe there is a "reply" button you should be using instead.

Yes, you can levy on her bank account. If it's just her wages, she may be able to claim that as being exempt as well.

Where did you get her check stub? In the garnishment hearing? Institute discovery from the employer to find out where the money is being deposited.