I was served with a lawsuit by one of the big banks out there for a credit card debt. Now, I'm a year and two months into a debt settlement program with a company, and they have tried to negotiate with the lawyers for the bank with no luck. I was told they want to settle at $700/month and want the...

I had the Sheriff drop off a mediation for me to appear in court concerning an old credit card through Capitol One. I owe 924.00 without interest. What are my rights when I go to court concerning this issue? I know I need to pay the debt back but what should I expect before going to court?

I recently received a letter from a mediation firm stating that I was being sued by Capital One for a little over $3000. I disregarded the letter but yesterday when I came home from work, I had a card from the sheriff's department in my door. I was not actually served with any papers and I did not...

I had to return to SA as my Mom passed away in 2002 to sort out her estate.I was away for a while and tried to keep up all my payments, however I could not manage.My last payment on my Providian credit card was in July 2003. It's now 5 years later and I have a pre trial mediation dropped on my...