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    akoko14's Avatar
    akoko14 Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Apr 10, 2007, 09:59 AM
    Improving credit score after item is removed
    How long after you get a negative item removed from your credit report will you see your score improve?
    clohman's Avatar
    clohman Posts: 14, Reputation: 1
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    #2

    Apr 15, 2007, 03:29 PM
    I would call the credit bureau and ask this question and please post inquiry minds would like to know the answer too.
    Dr D's Avatar
    Dr D Posts: 698, Reputation: 127
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    #3

    Apr 15, 2007, 04:50 PM
    Once the negative enrty is removed by the credit bureau, your score should reflect that change at that instant. I will assume that you were asking, how long after you dispute an erroneous derogatory item on your report will it take to reflect on your score. I believe that the Feds allow the bureaus 30 working days to investigate the disputed item. This could translate into about 45 calendar days. Many companies that gather information from the three bureaus (for mortgage purposes) claim to have a service that will speed the process to just a few days. That service is fairly pricey; in the neighborhood of $75 per trade line, per bureau. Unless you have a compelling reason to have your score changed ASAP, I would go through the normal process. I hope that I have interpreted your question correctly.
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