[pschendel]

I have to write a hardship letter to a ccdr agency to help them negitiate my debt to beable to come to a settlement of my debts

[Curlyben]

So tell them the TRUTH and include and Income and Expenditure break down to prove your legitimate,

[joypulv]

Try it in list format, instead of a traditional letter.
1. Situation a
2. Situation b
3. Etc
4. Etc
Then
Dates of each expense and income in 3 columns.

[pschendel]

So tell them the TRUTH and include and Income and Expenditure break down to prove your legitimate,

I will totally be honest, but I just don't know how to write the letter. Normally I am awesome at letters but I have never had to write one of these before. I have looked on line for samples all I can find is for morgages I don't have that or to refinance loans.