[the giving tree]

This account was started when my son was a child so I had signing rights on the account. I did not change it when my son was older. He is now 18 and out of my home. I was going to close the account but did not get to it in time. He has knowingly committed check fraud in this account. The bank says that I am liable if they are unable to get the money from him as my name is on the account. Even though they have the proof that he committed it on his own. Do I have any options?

[smoothy]

Get a lawyer... but yes.. you are in effect a cosigner... and that makes you finacially liable. He is both criminally AND finacially liable. They can go after either or both of you to satisfy the money owed.

[ScottGem]

You are a co-owner on the account, that makes you equally responsible for account activity. I'm not sure how you can conclusively prove your son acted on his own. If you want to stay out of jail make good and then close the account.