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    jennyk11605's Avatar
    jennyk11605 Posts: 3, Reputation: 1
    New Member
     
    #1

    Mar 20, 2007, 11:46 AM
    Have judgement-need mortgage
    We're getting relocated because of my husbands job and we desperately need to purchase a home within the next few weeks, but no one on the planet will finance us because of a judgement that on my husbands credit report, which was from something his ex-wife did. I contacted the attorney that handled the case and they agreed my husband wasn't at fault and said they would supeona his ex for the money but until she paid it or we paid it it would stay on his credit. WE don't have 20,000 dollars laying around to pay off his ex's debt, so what can we do? How can we get financing after trying everything? Just to let you guys now Im self-employed and don't make enoug to turn anything in on taxes. So financing in my name wouldn't work. Im at the end of my rope and if I don't figure out something in the next few weeks my husband is gong to be out of a job!! HHHHHHHHEEEEEELLLLLLLLPPPPPPPPPP!! :eek:
    ballengerb1's Avatar
    ballengerb1 Posts: 27,378, Reputation: 2280
    Home Repair & Remodeling Expert
     
    #2

    Mar 20, 2007, 01:00 PM
    Do you have a good credit rating yourself? You may be able to get a loan in your name only.
    my2229's Avatar
    my2229 Posts: 38, Reputation: 2
    Junior Member
     
    #3

    Mar 20, 2007, 01:02 PM
    You could rent or lease a home till the matter is cleared up..
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
    Expert
     
    #4

    Mar 20, 2007, 03:46 PM
    And no, NO one desperately has to buy a home until they are ready to buy one, you at this poing only needs to rent a house so your husband can get to work.

    So you rent, save up money for a large down payment and allow time to improve your creidit rating.

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