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Ultra Member
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Sep 21, 2012, 12:15 PM
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Humana Advantage Plans
Human Gold Plus Plan. To see a specialist in the network is a referral needed?
They state(Certain Benefits) no elaboration Cardiologist for example, would need a referral from my primary? Does anybody know?
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Expert
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Sep 21, 2012, 12:31 PM
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It wouldn't be unusual to see your doctor first and have him give you a referral to a cardiologist.
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Ultra Member
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Sep 21, 2012, 01:29 PM
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I will have to wait and see. The HMO I have now no referral is necessary .The company Medica. Use to be okay. But not many doctors will take the insurance. Thanks
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Expert
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Sep 21, 2012, 10:23 PM
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I am not up on this years plans, but yes it was requried before. There is a 800 number to call for plan details and info.
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Ultra Member
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Sep 22, 2012, 03:15 AM
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Thanks Chuck
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Expert
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Sep 22, 2012, 04:23 AM
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I sold them last year, the thing with the secure plans, they all have some trade offs.
They provide better coverage than just medicare but normally less coverage ( but lower price) than medicare with a medicare suppliment.
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Ultra Member
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Sep 22, 2012, 04:46 AM
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I had the Medica HMO. I didn't pay very much for anything. Just my part B.
Operations over the years, medicines. Possibly I spend only about $200 over a couple of years.
But suddenly in 2012 many of the doctors would no longer take the plan. My doctor suggested
Humana because all the doctors took this insurance
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