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    80Rhodes's Avatar
    80Rhodes Posts: 10, Reputation: 3
    New Member
    		  
    #1

    Aug 26, 2012, 02:47 PM
    What credit scores do "well-qualified buyers" have?
    I am thinking about buying a new car, a Toyota Corrolla, and the advertised interest rate is 0.0% for well-qualified buyers.

    Does anyone know what that is? I have a score of 730, do you think I would qualify? Is it based on score alone or also how much debt you have? Thanks!
    tickle's Avatar
    tickle Posts: 23,796, Reputation: 2674
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    #2

    Aug 26, 2012, 02:56 PM
    Credit score under these circumstances is 720. You get instant financing
    Magpie95's Avatar
    Magpie95 Posts: 97, Reputation: 14
    Junior Member
    		  
    #3

    Aug 26, 2012, 04:04 PM
    720+ is the ideal credit score. Your debt to income ratio is considered but has far less impact on auto loans than home loans.
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