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    corrinabella's Avatar
    corrinabella Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Feb 19, 2012, 07:31 PM
    Judgement served?
    I have been served papers for not paying a 3 month old hospital collection debt of 350.00 Scares me just a bit. Is this going to ruin my credit forever and/or does this judgement against us stay for a certain time.

    Any advice or anwers?

    Thanks
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #2

    Feb 19, 2012, 07:37 PM
    A judgement can last for 20 years, possibly longer. And yes it will affect your credit, but it might not be that bad.

    Why wasn't it paid?
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #3

    Feb 19, 2012, 07:41 PM
    Of course a unpaid bill being reported late and no paid each month can ruin your credit report, a judgement will just hurt it worst. Of course it is just 350, can you just not pay it?

    Did you go to the hospital and talk to a advocate to try to get it reduced or to work out a payment plan. I was in the hospital last year and got them to write off over 3000 dollars in bills because of my lower income.
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