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ScottGem · Dec 2, 2011, 04:01 PM

Your credit report has NOTHING to do with the judgment. You need to give us details about how you got the judgment and whether you may owe that creditor or not.

patrickkk · Dec 2, 2011, 04:06 PM

Providing national bank gave me a credit card for a 1,000 the interest went up to 7,9000

I wasn't there to defend myself I never receive a affidavit but somebody had to sign I no. but it wasn't me

By the way I really operate your time THANKS

patrickkk · Dec 2, 2011, 07:17 PM

Appriate

JudyKayTee · Dec 3, 2011, 07:40 AM

You don't have to sign - a responsible adult has to accept the papers. It would have been (minimally) a Summons. I own/operate a process service company so I'm not just guessing.

If you have an argument that service was improper get a copy of the Affidavit of Service, go to Court and appeal the decision. Personally I think you'll lose because it WAS valid service - and you apparently were aware of the matter.

patrickkk · Dec 3, 2011, 11:44 AM

How do I find out how long the judgment is good for and can I request the court papers from the law firm

JudyKayTee · Dec 3, 2011, 11:46 AM

Request the "Court papers" from the Court.

The Judgment is "usually" for 10 years, renewable for another 10. I believe you are in NY - ?

patrickkk · Dec 3, 2011, 11:58 AM

Yes I'm sorry to keep bothering you but to you think I should just call them this really got me nervous

JudyKayTee · Dec 3, 2011, 12:19 PM

No, I think you should go to Court, sign whatever documents they require, ask for a copy of the file or papers or whatever you are looking for, pay their fees - and then you will have copies.

Calling them will accomplish nothing. The law firm may or may not be cooperative - but at this point they have a Judgment and have no need to deal with you.

As a side note what do you expect to find in the paperwork that will make a difference in the Judgment? If someone accepted service, you were served. You should have been aware of the Court date. You appear to have done nothing.

Now there's a Judgment and it's really too late to do much.

patrickkk · Dec 3, 2011, 12:27 PM

I can't sit around and way to see if my car is gone I'm looking out my window every 5 minutes

patrickkk · Dec 3, 2011, 12:36 PM

One more thing how do I find out what court

ScottGem · Dec 3, 2011, 12:40 PM

Well there is nothing you can do until Monday morning when you can go to the court. You really need to read the advice you have been given and take action. For example, I told you, if the car is not in your name, they can't legally, seize it.

patrickkk · Dec 3, 2011, 01:00 PM

All right no more thing how do I find out what court to go to

JudyKayTee · Dec 3, 2011, 01:12 PM

I give up. Scott, it's your turn.

ScottGem · Dec 3, 2011, 01:57 PM

You should have some paperwork telling you about the judgment. That's where you should find the court and docket info.

patrickkk · Dec 3, 2011, 02:02 PM

Hey I went to court found my case what does it mean when it says case status disposed

ScottGem · Dec 3, 2011, 02:41 PM

Today is Sat! How did you go to court?

patrickkk · Dec 3, 2011, 02:52 PM

No its online court tells finds your case I found it it's a civil case and it says index number lawyer name everything and case status disposed what does it mean

patrickkk · Dec 3, 2011, 03:03 PM

I found it on this page one of the sites said to go to e court to see if you have a default judgment

patrickkk · Dec 3, 2011, 03:14 PM

Just found out more there was a disposition date in 2007.it says jury demand no juge name no

ScottGem · Dec 3, 2011, 03:27 PM

It probably means the case was disposed of via a default judgment.