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    broke2011's Avatar
    broke2011 Posts: 2, Reputation: 1
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    #1

    Apr 18, 2011, 10:37 AM
    Unpaid credit cards canada?
    Hello, Can anyone tell me if a credit card debt that I was unable to pay for can they put a judgement on your home (that has a mortgage on it still) I received a letter in the mail not registered just regular mail from a lawyer stating further to the filing of a writ of seizure and sale. Can this credit card company seize and sell our home over a credit card debt?? Please help I am desperate for any help and info. Thank You
    smoothy's Avatar
    smoothy Posts: 25,490, Reputation: 2853
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    #2

    Apr 18, 2011, 11:35 AM

    First things first... did the credit card company ever win a judgement against you in a court. Even if you failed to show up?
    broke2011's Avatar
    broke2011 Posts: 2, Reputation: 1
    New Member
    		  
    #3

    Apr 18, 2011, 02:01 PM
    Comment on smoothy's post
    Hello Smoothy, Thank you for your quick response, No there has been no judgement placed against us and have not even heard from this credit card company for over a year and a half. Until this letter showed up today in the mail from a lawyers office ( they are actually real estate lawyers). So , I don't know if they are just trying to get us to respond back to them or they can actually seize and force us to sell our home. I have never heard of this happening to anyone before. I actually think it is about $30, ooo. That we owed on this card. Please any info would be helpful and greatly appreciated. Thank You
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #4

    Apr 18, 2011, 02:54 PM

    They can not do anything unless they first win a judgement.
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #5

    Apr 18, 2011, 03:58 PM

    Are you sure they never filed suit and obtained a judgement previously? Sounds like they may be warning you they will be filing a writ pursuant to a judgment. $30K is a lot of money.
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