Student Loan Debt=Prison?
I was diagnosed with epilepsy in 1998. The people I secured my student loan from (MS state department of education) were notified of this and still let me continue to receive me loan.
I went and got my degree and graduated in 2003. My part of the agreement was to secure a job and teach for three years so the debt would be "paid off".
I owe them over $23,000.
Well, in 2004, while I was still trying to find a job, my epilepsy worsened. My seizures became uncontrollable. I had to stop driving. Now, I cannot cook or shower when I am by myself. I injure myself on a regular basis, falling on my face, falling down the stairs, pulling muscles all over my body, scrapes, bruises, cuts, etc.
I am trying to get disability and notified the department of ed about this. However, the process is a long and trying one, and I'm afraid of the department of ed getting impatient with me.
I read in the contract I signed that if I am unable to pay the money back, I would owe it all back to them if I could not find a job. They would even take me to court over this.
What would happen to me? Would the judge sentence me to prison? Would I have to do anything drastic like be forced to do hard labor, even though I can't even raise my left arm over my head because of dislocating it from falling down the stairs last year because of a seizure?
I'm afraid of what will happen to me.
Please, someone, answer my question if you can.
Thank you.
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