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    guitarteacher18's Avatar
    guitarteacher18 Posts: 45, Reputation: 5
    Junior Member
     
    #1

    Mar 11, 2011, 08:36 AM
    Financial Issues
    I have a chronic spending issue, mostly on steam and itunes
    I have a job but it pays verry little
    My mom is incharge of my bank account and normally informs me when I accidentally go over my limit, but do to the fact that I have just receaved a new account after being irresponsible with my last one too, which is something I hate to admit, I assume the reason she hasn't alerted me that I have spent too much is because she forgot she even started me a new one in the first place
    I'm scared to tell her because she keeps telling me about how proud she is of me because latley I've been a lot more responsible than I used to be
    But I still catch myself buying things with my bank acount with the thought of, "I already owe the bank, whats an extra 10 dollars" which is stupid
    I think I owe the bank about 80-190 dollars
    I have been planning on getting another job along side my current one(teaching guitar) but still want to have a clean slate when it comes to money
    I know when I tell her shel pay my debt, but I don't want her too, considering both my parents have helped my pay for dates in the past
    Should I ask her too, or keep the debt and pay it back over time after telling her
    I know I have to tell her but I don't know how exactly with out dissapointing her
    And every time I get the chance I get to scared to ask
    Can anyone help?
    I really appreciate the help

    summer_girl's Avatar
    summer_girl Posts: 146, Reputation: 48
    Junior Member
     
    #2

    Mar 11, 2011, 09:16 AM
    Earn more, or spend less. Borrowing isn't an answer.

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