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    Musicalcat's Avatar
    Musicalcat Posts: 2, Reputation: 1
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    #1

    Oct 13, 2010, 08:13 AM
    Can credit co freeze joint bank account in Georgia
    I have a joint account with my daughter. Citibank is suing me for unpaid credit card. If they get a judgement, can they freeze this checking account ? They would be taking her $$ too - is this legal to take anothers money when the other joint account owner ha the debt?
    smoothy's Avatar
    smoothy Posts: 25,492, Reputation: 2853
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    #2

    Oct 13, 2010, 08:17 AM

    If your name is associated with the account.. they can do it if they have a writ of garnishment.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #3

    Oct 13, 2010, 08:29 AM

    Yes they may freeze the joint account, and then she will have to go to court and prove what money is hers and what money is yours, They will assume most of it is yours till proved different
    Musicalcat's Avatar
    Musicalcat Posts: 2, Reputation: 1
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    #4

    Oct 13, 2010, 08:32 AM

    What about an on-line savings account like Emigrant? How do they find these accounts anyway?
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