[Bankruptman]

Hi everyone!

I guess everyone knows about the economy and how bad it is and especially the housing market!

I used to care about my credit score so much that I paid my bill even before the due date and always on time and never had a problem with it! Until the housing market collapsed (I'm a real estate agent) and then my income went so low that I could not afford to pay any of my creditors including medical bill ( dentist ).

I have left the U.S. back to my country looking to see my family and find a job and start all over again.

I know that I have to file for bankruptcy before leaving but did not have enough money to do it.

I checked my name in the court system online and found to cases against me:

1- CitiFinacial Auto ( my car loan ).
2- Dentist bill.

I know the rest will follow! My question is could I file bankruptcy while outside united states? If not, what is the time frame that I can file for bankruptcy? Do I get into trouble if I don't file at all and leave it the way it is?

And do I have a problem going back to U.S. to see my daughter every year? Please advise me, I used to live in Seattle, Washingon

Thanks a lot.

[Fr_Chuck]

You can file, but will have to make at least 2 personal appearance in court. So it would mean travel back to the US to appear in court.

Also bankruptcy laws are Federal only the exemptions vary by state.

[Bankruptman]

Will it be a problem if I don't file at all?
Will they be after my life for not fileing??
And visit the U.S. to see my kid every year?