[rizwanmalik]

I got a personal lone of BD - 2100 from citibank Bahrain and paid few EMIs but afer copul of months I lost my job and got back to India now Some one from citi Bank`s Leagel Department calls me and is thretning me about there collection agencies in far east

[rizwanmalik]

Dose Citi Bank Bahrain haves any Collection agencies working in north india

[Curlyben]

As Citi have a global presents they will most likely engange a local agent for the recovery.

[AK lawyer]

You should ask a question if you want an answer.

[rizwanmalik]

Can citi bank bahrain take acction against indian citizen in india due to default of personal lone taken in bahrain ?

[Curlyben]

Yes.

[rizwanmalik]

Are there any collection aggencies of citi bank bahrain in Kashmir, acctuly I lost my job and was deported for bahrain and now I am not able to pay back my personal lone which I got on my salary account in bahrain, no I getting calls from citi bank bahrain according to them they are going to reffer my case to there collection agent in india, what shold I do please help me ?

[Curlyben]

You need to arrange a payment plan with them.

[rizwanmalik]

What will be the legal action of the bank if I couldent arrange the payment

[Curlyben]

They could sue you in local court for collection of the entire sum.
Judgement can also lead to a freeze on assets or liens being placed on you.

[rizwanmalik]

Will it be done by the citi bank bahrain or any collection aggency in Jammu and Kashmir for them because I am still unemploied and could not arrange for the payment. Are there any other options then emedite payments ?

[rizwanmalik]

If citi bank bahrain takes acction against me will it be directly from citi bank bahrain or from there collection aggency in kashmir, and what if the don't have such collection aggency in kashmir or they could not find me, I mean my present location what will be there next step ?

[ScottGem]

That's totally up to the creditor. They can pursue action themselves, they can contract with a collection agency or they can sell the debt to a junk debt dealer who will go after you. No way for us to tell what option they will take.

Please don't keep starting new threads for the same issue. I've merged your threads. If you want to ask a follow-up use the Answer this question options.

[rizwanmalik]

There is no collection aggency of citi bank bahrain in Kashmir that I am shuren of so is ti possiable for them to file a case agganist me from any other state of India, and as I have mentioned I am unemployed so what will be there leagle acction in that case ?

[rizwanmalik]

What is a junk debt dealer and how dose the work to collect payments ?

[ScottGem]

The case has to be filed either where the loan originated or where you live. The collection agency does not have to be local.

A junk debt dealer buys charged off debts for pennies on the dollar and then tries to collect on them.