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    bensonbarker's Avatar
    bensonbarker Posts: 2, Reputation: 1
    New Member
    		  
    #1

    Nov 14, 2009, 04:24 AM
    A past debt
    Is there a time frame that someone can come after you for a debt in uk law ? Thanks
    Alfama's Avatar
    Alfama Posts: 47, Reputation: 3
    Junior Member
    		  
    #2

    Nov 14, 2009, 04:44 AM

    Hi BB, If the debt is older than six years, and if you haven't had contact with a DCA or the OC within the six years, then the debt becomes statued barred. Alfama
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #3

    Nov 14, 2009, 04:50 AM

    Generally a debt never expires. And a creditor can dun you until its paid. But there is a Statute of Limitations that may limit the legal tools they can use to collect.

    According to this site (Law relating to debts: statute-barred debts) its six years.

    You may also find this site (Debt Factsheets - Liability for Debts and the Limitation Act)

    And, finally, this site (Creditor Harassment In The United Kingdom (UK)) tells you what limits the creditor has for dunning you.
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