All has almost been resolved! My bank which bought the other credit card company has finsihed their conversion and that account from 1994 was elminated from my current account so it no longer shows under my name. It was my account (the one from 1994) but that other bank never pursued me for the outstanding balance, never reported it to credit reporting agencies and I guess it slipped through the cracks as I obviously forgot about it. My bank assured me it would be removed, no action will be taken against me now or in the future regarding that delinquent account from 1994 (less than $130 balance) A letter was faxed to me stating that (after I insisted) which I received promptly this morning. The only problem now is the online service is down so I cannot post a payment, but my payment isn't due for another two weeks and she advised me that the payment service will be down till at least over the weekend. So, all is well again!
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