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    ariel251's Avatar
    ariel251 Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Jul 31, 2009, 09:35 PM
    Fidelus and fertility
    Hi, me question is does fidelus cover getting my tubes tied? I'm not sure and they won't answer my question.
    nikosmom's Avatar
    nikosmom Posts: 1,611, Reputation: 488
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    #2

    Jul 31, 2009, 09:46 PM

    It will really depend on your individual plan. Call the customer care helpline and talk with someone different. They will need to look at your specific policy and check your coverages and stipulations.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
    Expert
    		  
    #3

    Jul 31, 2009, 10:35 PM

    Each plan, and even what state ( if in the US) that you live in. Some states will require more or different coverage as a requirement to write in their state.

    Your doctors should also pre authorise any medical work
    jef1056's Avatar
    jef1056 Posts: 70, Reputation: 5
    Junior Member
    		  
    #4

    Aug 3, 2009, 05:44 AM
    In addition to the state, it also depends on whether the plan is "Fully Insured" or "Self Funded" for covered mandates. Your HR dept should be able to tell you which. If Fully Insured a little research will allow you to see what your state mandates for coverage.
    Also call the carriers' customer service and ask for an EOB (Explanation of Benefits). It will explain in detail what is covered.
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