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    dee7677's Avatar
    dee7677 Posts: 1, Reputation: 1
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    #1

    Jul 27, 2009, 12:50 AM
    Is it okay to buy a mobile home without a title?
    I am purchasing a mobile home that doesn't have a title to it. Is that against the law, or could it cause me problems?
    tickle's Avatar
    tickle Posts: 23,796, Reputation: 2674
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    #2

    Jul 27, 2009, 04:15 AM
    Quote Originally Posted by dee7677 View Post
    i am purchasing a mobile home that doesn't have a title to it. Is that against the law, or could it cause me problems?
    If it doesn't have a title, then you don't know if the title is clear or not. There could be other leins on the mobile home that you don't know about. If you purchase, you will be liable for any outstanding balance on the leins.

    Tick
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
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    #3

    Jul 27, 2009, 05:48 AM

    Illegal - no, Foolish - YES! This can certainly cause you problems if the real title holder shows up.
    jmjoseph's Avatar
    jmjoseph Posts: 2,727, Reputation: 1244
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    #4

    Jul 27, 2009, 06:03 AM
    Quote Originally Posted by dee7677 View Post
    i am purchasing a mobile home that doesn't have a title to it. Is that against the law, or could it cause me problems?
    This is worded like you are already in the process of buying this mobile home. If you are, you should stop. Call any bank and ask them about financing one without a title. While your at it, call the insurance company too.

    There are ways to get a replacement title, probably with your local government office. It has to be free and clear of liens.
    AK lawyer's Avatar
    AK lawyer Posts: 12,592, Reputation: 977
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    #5

    Jul 27, 2009, 09:26 AM

    Depends upon the state. Some don't title mobile homes.
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