[tufftts69]

Information needed..
My estranged husband just found out that his bank account has been frozen due to a judgement awarded to Cohen and Slamowitz, that he didn't even realize was happening.. The only funds in there at the moment are unemployment benefits.. I already know that in NYS they can't take Pub asst, SSI, SSD, unemployment benefits, etc..

He never knew or understood that they were going for a judgement, as they never billed him, just sent him a supoena this past April ( almost 7 years after him not paying) that actually looked fake and didn't even have a date to reply on it... Nothing from a court..

He made the bad mistake of taking on a CC that even though he hardly used it, and did have disability ins on it, this all turned turned bad with the CC company when he went out on disability and didn't notify them for a couple of months.. He tried to keep up the payments, but they had processing fees etc that were high, and renewal fees etc ( he actually never charged over $200 on it, the rest was all their fees.. So after a few months, decided to use the disability insurance...

Needless to say, the disability insurance was also being paid their payment automatically on the CC, so it went on to to accumulate over the limit fees and late fees.. When he could not make the payments anymore, he called and said he was out of work on disability and wanted to use the insurance that the CC company TOLD him to purchase.. They refused to pay anything because he had waited a couple of months to call them, they then said there was a limit to how long you had from when you were taken out of work before you called them in to pay the bills.. Since he paid the bill a few months before calling he went over the time limit..

He got mad and refused to pay anything.. Told them to cancel the CC.. That happened almost 7 years ago..

Now they, (cohen and Slam whatever) say that he has accumulated almost $1,000 in debit... They froze his account for over $2,000...

The bill was originally about $400 and most of it was charges made by the CC companyand payments for the disability ins through the cc company..
They have added interest, late fees, RENEWAL FEES, etc.. Now also lawyers fees...


How do they get away with all this and why now after all this time?? Is it legal and what can he do.. He can't afford a lawyer...
How can he get a copy of the judgement against him? I had him try the bank and the City Clerk and they said for him to get it from Cohen and Slamowitz...

[mr.yet]

Go to the court see if a judgment was awarded to them, if not file Motion to Quash the garnishment.

[tufftts69]

He called the court and the clerk said that papers were filed, not that the judgement went through.. so if that's the case how did the bank account get frozen?

[mr.yet]

If no judgment has been awarded file Motin to Quash the garnishment, and file Motion to Dismiss, lack of proper service.

[tufftts69]

If no judgment has been awarded file Motin to Quash the garnishment, and file Motion to Dismiss, lack of proper service.

The court clerks won't tell him anything or answer any questions.. They told him to get a lawyer and let him handle it.. He can't afford a lawyer, shouldn't he be able to get info about this from them without a lawyer? Or do they know someone somewhere did something wrong and are trying to stall so as to not get into trouble?

[mr.yet]

Go Back To The Court Ask For A Copy Of The Alleged Claim Against You, If They Refuse Ask To Speak Directly To The Clerk Of The Court. Now Demand A Copy Of This Alleged Claim.

[tufftts69]

The clerks at this city hall leave much to be desired.. They told him what I stated above and the head clerk wouldn't even get on the phone with him! He heard her relaying the message in the background.. Just telling the clerk on the phone to tell him to call a lawyer... She wouldn't even get on the phone..