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01CALLIES · Jul 16, 2009, 12:17 PM

I am head of household in the state of Florida can a attorney for a credit card company attach my wages please help:confused:

tickle · Jul 16, 2009, 12:25 PM

Originally Posted by 01CALLIES

i am head of household in the state of florida can a attorney for a credit card company attach my wages please help:confused:

Here is the state law on Florida garnishment and I hope this answers your question. Apparently if you are the head of the household in Florida, and you make over $500 per week, you wages cannot be garnished. More on this website:

Federal Restrictions on Wage Garnishments

Tick

01CALLIES · Jul 16, 2009, 01:15 PM

Recently I asked about credit card garnishment being head of household does this stand also for any kind of unsecured debit as in cash loans can they do wage garnisment on this thanks bill:confused:

AK lawyer · Jul 16, 2009, 02:46 PM

Yes, assuming they get a judgment against you first.

01CALLIES · Jul 16, 2009, 03:28 PM

I have been told I live in Florida and can't have my wages garnished for cash loans or credit card debt if I am the head of household is this true I am still confused can you please help me

tickle · Jul 16, 2009, 03:35 PM

I thought I answered your question. Have you not been reading any posts submitted.

Tick

s_cianci · Jul 16, 2009, 03:43 PM

Every state is different. If Florida law prohibits the garnishing of wages for consumer debt I doubt that it's related to any 'head of household' status.

01CALLIES · Jul 16, 2009, 03:45 PM

tickle, yes I did read your replay but does this also appy for cash unsecured loans

JudyKayTee · Jul 16, 2009, 04:01 PM

Please stop opening new threads. These should be combined. Also, please read the advice you have been given before you ask any additional questions.

You have been given this information. Did you read it?

01CALLIES · Jul 16, 2009, 04:03 PM

I am still confused about your answer am I still excempt for wage garnisment being head of household against cash loans I have taken out I live in Florida

JudyKayTee · Jul 16, 2009, 04:05 PM

This is not a message board - please stop using it as one.

Here is the information. Tickle has given you the appropriate information and for some reason you appear to be ignoring it. IF YOU ARE THE HEAD OF HOUSEHOLD YOUR WAGES ARE EXEMPT.

Debt and Bankruptcy Laws -- Florida
WAGE GARNISHMENT EXEMPTION: Federal law applies [if head of household, 100% of wages are exempt)

All of these posts should be combined.

JudyKayTee · Jul 16, 2009, 04:06 PM

Originally Posted by s_cianci

Every state is different. If Florida law prohibits the garnishing of wages for consumer debt I doubt that it's related to any 'head of household' status.

Here is Florida Law. You will note (despite your doubts) that the exemption IS based on HEAD OF HOUSEHOLD STATUS.

WAGE GARNISHMENT EXEMPTION: Federal law applies [if head of household, 100% of wages are exempt).

ScottGem · Jul 16, 2009, 04:28 PM

First, please don't start a new thread for follow-up questions, use the Answer This Question options. I've merged your threads for you, please stay in this one for follow-up.

Second, yes as head of houselhold your wages are exempt from garnishment. That doesn't mean that the creditor can't attach your bank account once deposited.

01CALLIES · Jul 17, 2009, 08:30 AM

I live in Florida I am head of household I have been told a creditor can't garnish my wages ,but can they freeze my bank account that has 2 names on it :confused:

JudyKayTee · Jul 18, 2009, 07:06 AM

Please stop opening new threads -