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Wondergirl · Jul 10, 2009, 07:17 PM

Originally Posted by jeremyx24

It's not the settling I have a problem with, it's me paying the $1300 and then having them sell out the rest of the amount they say I owe to someone else.

Clarify things like Judy and I advised you. You will be fine. (You're a worrier, aren't you... )

passmeby · Jul 10, 2009, 09:17 PM

Should've got it in writing! Check your credit report to make sure it indicates that this bill has been paid. Sometimes it will say 'paid in full", sometimes "settled for less than owed", either way, it's over. If your report says anything other than that the debt was satisfied in one way or another, you can dispute with the credit bureau it as long as you have the proof to back it up.

ScottGem · Jul 11, 2009, 05:36 AM

Originally Posted by jeremyx24

3. The first sentence is the meat of their letter and it states, "Pursuant to our recent communication, this letter wioll confirm that we ahve the authority to accept as settlement for the captioned matter the sum of 1300 to be delivered to this office....

Settlement for the captioned matter means settlement in full. As long as the captioned matter refers to the case or account, then they cannot pursue it further,

As Judy said, if you don't like the language ask for language you like.

JudyKayTee · Jul 11, 2009, 07:58 AM

Originally Posted by jeremyx24

It's not the settling I have a problem with, it's me paying the $1300 and then having them sell out the rest of the amount they say I owe to someone else.

As I said, the wording is fine - IN SETTLEMENT means IN FULL SETTLEMENT. If the debt IS sold and there is attempt to collect the balance, you are protected.

OR request that they change the wording to make you more comfortable.

JudyKayTee · Jul 11, 2009, 08:09 AM

Originally Posted by passmeby

Should've got it in writing!! Check your credit report to make sure it indicates that this bill has been paid. Sometimes it will say 'paid in full", sometimes "settled for less than owed", either way, it's over. If your report says anything other than that the debt was satisfied in one way or another, you can dispute with the credit bureau it as long as you have the proof to back it up.

He DID get it in writing. Do you read the thread before you answer?

AK lawyer · Jul 11, 2009, 08:09 AM

Originally Posted by jeremyx24

It's not the settling I have a problem with, it's me paying the $1300 and then having them sell out the rest of the amount they say I owe to someone else.

They won't be able to do that.
If they have settled with you, the "rest of the amount" would be zero.

JudyKayTee · Jul 11, 2009, 10:45 AM

[QUOTE=simoneaugie agrees: One does not need to be a moderator to politely identify immature reactions. This is an opinion..[/QUOTE]

Did you read and understand the moderator's explanation of this question? It's #48 of this thread.

The question of asking people not to answer is also here - https://www.askmehelpdesk.com/feedba...cy-372284.html - although it has been closed due to the abusive nature of the responding posts. Ask FrChuck to reopen it and you can explain your position concerning reactions and opinions.