[bill3453]

I need a refinance but my score is real low and right now I am about to have a lien put on my property for non payment of taxes can someone help me out here a little please

[Fr_Chuck]

Sorry, no magic bullet, you go down to the tax office and see if you can work a payment plan to pay on the taxes.

Why is your taxes and insurance not paid into escrow like normal.

But if you have bad credit there is no magic wand to get you a loan.

[Clough]

Hi, bill3453!

Where I live, a person wouldn't be able to negotiate a payment plan. I've asked them personally about that to more than one person.

You most likely won't be able to refinance, but you might be able to get a loan to pay for the taxes. I did that recently, and it worked. However, with a low credit score, your interest rate on a loan is likely to be very high. My credit score is also quite low.

My suggestion would be to speak with your financial institution to see what they can do for you. If you do put your taxes in an escrow payment with your monthly mortgage payment, it might make things easier for you also.

Are you in trouble making payments to others, such as credit card companies? I'm wondering why your credit score is low, please?

Thanks!