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    CRUCITA69's Avatar
    CRUCITA69 Posts: 1, Reputation: 1
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    #1

    Mar 25, 2009, 09:10 AM
    Credit report information
    Hello does anyone know how to remove paid off accounts on credit report and also the charge offs please let me know how
    meena17's Avatar
    meena17 Posts: 5, Reputation: -4
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    #2

    Mar 25, 2009, 09:41 AM
    Talk to the office you paid.. thnx
    this8384's Avatar
    this8384 Posts: 4,564, Reputation: 485
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    #3

    Mar 25, 2009, 11:38 AM

    You can request that the credit bureau remove the accounts from your report, but that doesn't mean they have to do so. The accounts will fall off after a certain number of years - I believe it's 7, but don't quote me on that.

    Is there a reason you would like them to be removed?
    excon's Avatar
    excon Posts: 21,482, Reputation: 2992
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    #4

    Mar 25, 2009, 11:45 AM

    Hello C:

    Actually meena is right, kind of.

    You're not going to be able to do this with the PAID accounts, but you have a shot at having the charge offs removed...

    Call up the creditors who you owe. Volunteer to pay them, IF they'll remain silent when the credit bureau inquires of them about this debt.

    They MIGHT do it, because it's free money to them, and the person you talk to WORKS on a commission.

    If they agree, get it in writing before you send any money.

    Then challenge the entry on your report like this said to do.

    excon
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