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happy2377 · Mar 24, 2009, 07:47 PM

I'm a single mom with a special needs child I have to do collage on-line I have the school picked out and some finical aid in prosses but I need help with rent and things like that my fingal aid rep told me I would have to find grants on my own for that or scholarships I only have a ged

GNL685 · Mar 24, 2009, 07:53 PM

I got my loan and grants here
Sallie Mae - Private Student Loans, Federal Student Loans, Private College Loans

slapshot_oi · Mar 26, 2009, 07:47 AM

I got mine at Sallie-Mae, too. I pay 2.5% APY on a $19,000 principal I took out nearly five years ago. I've paid a lot of money in interest.

Go with a Stafford or Perkins loan first. You get those by applying for FAFSA. They both don't amount too much, but they are federally subsized, meaning it's interest-free until you graduate, so if you can pay it off before you graduate, it's free money. Sallie Mae and other private companies are unsubsidized and interest accrues at a variable rate from the day they cut you the check until the day you pay it off completely.

Federal, state and the school's own grants are all schools determined through FAFSA. So fill it out and fill it out early so you can get first dibs on the grant money. As far as scholarships go, try www.collegeboard.com, they usually have a ton of useful links.