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    abc2004's Avatar
    abc2004 Posts: 19, Reputation: 1
    New Member
    		  
    #1

    Feb 17, 2009, 02:10 PM
    Unfair debt collection from my ex-company
    I just talked with the collector. In order to give me a settlement, they asked me send 2 letters: 1. I no longer want to dispute this. 2. I require them to send the settlement letter to me.
    Could you advise what I need to do now? Is it a trick or a real settlement? After I send the 2 letters, do I still have room to negotiate with them?
    I got the contract that I signed. It only states that "I understand that I am responsible for all charges for which I am not eligible under the co's policy." It didn't state that I should repay it after I left the co, but my co said that I clicked the agree button which stated that. Is this legal binding? Please advise. Thanks a lot.
    Lowtax4eva's Avatar
    Lowtax4eva Posts: 2,467, Reputation: 190
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    #2

    Feb 17, 2009, 02:12 PM

    Is this part of another question? How old is this debt... the first letter (saying you no longer want to dispute it) I would not send if this is a very old debt cause they are trying to make the debt collection legal... basically asking you to agree in writing that you owe this money.
    abc2004's Avatar
    abc2004 Posts: 19, Reputation: 1
    New Member
    		  
    #3

    Feb 17, 2009, 02:16 PM
    Oops. It is the continuation of the same topic of "Unfair debt collection from my ex-company". So what I need to do now?
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