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    adebiyibukola's Avatar
    adebiyibukola Posts: 2, Reputation: 1
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    #1

    Dec 27, 2008, 11:45 AM
    What type of insurance policy cover hiv positive patience
    Someone with hiv/aids positive want to insure his life to want extent can he go?
    twinkiedooter's Avatar
    twinkiedooter Posts: 12,172, Reputation: 1054
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    #2

    Dec 27, 2008, 11:52 AM

    The insurance policy options for this person will be extremely limited. Most insurers, if you want a larger policy, make you take a medical exam. They would have to go with an insurer who does not do medical exams or get several smaller policies instead.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #3

    Dec 27, 2008, 12:01 PM

    There may be a few limited policies in lower amounts ( and high premiums) and of course accident insurance, to pay if he dies in a accident.

    The worst health someone has the harder it is to get life or medical insurance
    twinkiedooter's Avatar
    twinkiedooter Posts: 12,172, Reputation: 1054
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    #4

    Dec 27, 2008, 08:15 PM

    Chuck, I know that life insurance companies only want to cherry pick the healthy people. It's unfortunate, but they are for profit companies so they have no other choice.

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