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    babytieka08's Avatar
    babytieka08 Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Dec 26, 2008, 12:45 AM
    Idenity theft
    Someone stole my information to get credit cards in my name how do I know what credit cards are in my name or I get my address changed to make the credit cards sent to me.:mad:
    Curlyben's Avatar
    Curlyben Posts: 18,514, Reputation: 1860
    BossMan
    		  
    #2

    Dec 26, 2008, 12:58 AM
    The credit agencies should have details of all the credit taken out in your name, so best to get your file.
    As for changing them to your real address, well that won't happen as they have been obtained fraudulently, they would be cancelled once the issuers have done their investigation.

    What makes you think you are a victim of ID Theft ?
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
    Expert
    		  
    #3

    Dec 26, 2008, 07:40 AM

    You first report this to the police, and get a police report that you will keep forever stateing the ID theft, first be more concerned over them doing a criminal act and you getting arrested than merely debts that you don't have to pay anyway.

    You contact each of the credit bureaus and run a credit report and do so every3 months for the next year or so, and see if there is credit activity on your account,

    You can also freeze your accounts so they can not be ran for credit purporses without you releasing them.
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #4

    Dec 26, 2008, 07:46 AM

    You can get a free credit report from the credit bureaus annually. I think you can get a free hold so that any new requests for credit have to be verified. This may cost a small annual fee.

    And yes, you should report it to the police.
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