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    Dawn.Olson's Avatar
    Dawn.Olson Posts: 3, Reputation: 1
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    #1

    Jun 1, 2006, 01:07 PM
    Bad Checking Accounts
    Hello,

    I received a phone call from a law firm re: a balance that I owe on a bad checking account. The gentleman told me that he was giving me a chance to pay voluntarily before they garnish my wages. Is a collector authorized to garnish my wages for a bad checking account?
    RickJ's Avatar
    RickJ Posts: 7,762, Reputation: 864
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    #2

    Jun 1, 2006, 01:13 PM
    Yes, but not without filing a lawsuit and being granted a judgment.

    Typically collectors like that, yes even ones who are law firms, try to make it sound as if the garnishment is "imminent" when it is not.
    Dawn.Olson's Avatar
    Dawn.Olson Posts: 3, Reputation: 1
    New Member
    		  
    #3

    Jun 1, 2006, 01:17 PM
    Thanks for your answer!
    RickJ's Avatar
    RickJ Posts: 7,762, Reputation: 864
    Uber Member
    		  
    #4

    Jun 1, 2006, 01:21 PM
    You're welcome. Play a little humble with them and they'll probably set you up on payments.

    Good luck with it!
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