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    wendb's Avatar
    wendb Posts: 2, Reputation: 1
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    #1

    Oct 4, 2008, 03:08 PM
    Texas judgement
    I have a bank placing a judgement for a unsecured loan. I live in Texas can they garnish my wages? Freeze my bank account? What about my home?
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #2

    Oct 4, 2008, 03:27 PM
    Quote Originally Posted by wendb View Post
    I have a bank placing a judgement for a unsecured loan. I live in Texas can thay garnish my wages? Freeze my bank account? What about my home?


    Texas does NOT allow wage garnishment for consumer debt so your salary is safe; they CAN place a lien on your home; Texas DOES allow levy of bank accounts, seizure and sale of non exempt property and liens against real property although a sale of a PRIMARY residence cannot be forced and the lien just basically sits there until satisfied or the proeprty is sold.

    Texas is a community property state - some joint marital property can be seized, levied or liened when only one spouse is the debtor.
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