Originally Posted by
jay_bastida
i owe 16K, i have contacted collection agency and have offered to settel for 8K; they didnt say yes or no, they stated they will talk it over with creditor... wtvr. i know they probably bought this at 15 or 20 cents on the dollar, so im pissed to why they just wont take my offer, i dont want them to garnish my wages... soo pissed.. do i have high expectations to what amount they will settle with or am i wrong???
They are probably "pissed" because you owe them $16,000 and haven't paid them. That's where they are coming from.
I see a lot of settlements for 2/3rds. Cash. Now.
Are you sure this is yours? You've posted before that you have a clean credit report and the only unpaid bill you are aware of is with the phone company. The other debts are your father's.