Originally Posted by
verybestpal
The other car got some scratches at bumper and tail light got damgaed only so my question is that does it affect my pubilc record and what type of point will i get,does it required any police report for claims?
I don't know what you mean by a public record unless it's hit and run or some other type of violation and you are talking about a record with the DMV or traffic court.
I would guess the other driver didn't insist on filing a Police Report - or filling out an Incident Report/Exchange of Information.
If you don't want to report the accident to your insurance company, if that is your question, then pay for the damages out of your own pocket but pay quickly because the other driver could very well get sick of waiting and file a claim with your company.
I would guess there were no physical injuries and you exchanged information?