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    ChihuahuaMomma's Avatar
    ChihuahuaMomma Posts: 7,378, Reputation: 608
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    #21

    Oct 5, 2008, 07:53 PM

    I dare you!!
    ISneezeFunny's Avatar
    ISneezeFunny Posts: 4,175, Reputation: 821
    Ultra Member
    		  
    #22

    Oct 5, 2008, 08:01 PM

    Also, have you looked into capital one?

    They give out pretty low credit limit cards (around $300)
    ChihuahuaMomma's Avatar
    ChihuahuaMomma Posts: 7,378, Reputation: 608
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    #23

    Oct 5, 2008, 08:03 PM

    Sure have.. Denied.
    ISneezeFunny's Avatar
    ISneezeFunny Posts: 4,175, Reputation: 821
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    #24

    Oct 5, 2008, 08:04 PM

    :(

    Sorry little one. I tried.
    ChihuahuaMomma's Avatar
    ChihuahuaMomma Posts: 7,378, Reputation: 608
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    #25

    Oct 5, 2008, 08:06 PM

    Lol. I know, so have I. Hence the reason I seek advice from you folks. Seems like an impossible task.
    Cassiah's Avatar
    Cassiah Posts: 12, Reputation: 2
    New Member
    		  
    #26

    Oct 8, 2008, 09:55 AM
    Another way to go about it, is getting a secured credit card. You start by putting money on it, usually $300-$700 dollars. Then that is what your credit limit is. Almost like a prepaid debit card. Since it is your own money, you actually aren't using "credit" but if you make your payments on time it will build your credit. After about a year or so, they will raise your limit and then you will start using "credit". I was in the same boat as you a few years ago, and this is what I did to build my credit rating.
    shoupzsnews101's Avatar
    shoupzsnews101 Posts: 3, Reputation: 1
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    #27

    Oct 8, 2008, 10:21 AM

    Well, I have been wanting a card, But my parents say (im 14) that they got bad credit that way so, I can't get a Real Cell phone I have to have a Pay As You Go (Go Phone) So they say IF I am going to get a card until whenever it would HAVE to be a Debit Card for your same reason, if I were you I would try to pay of debt And Cancel the credt card and Get a debit, U will be debt free, credit free with it. That's what I would do.
    ChihuahuaMomma's Avatar
    ChihuahuaMomma Posts: 7,378, Reputation: 608
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    #28

    Oct 8, 2008, 10:28 AM

    Being as you're 14, I'm going to let slide the fact that your post makes no sense.
    First, I don't have debt, that was mentioned.
    Second, I don't have a credit card to cancel. I'm trying to get one.
    Third, a debit card has nothing to do with credit, I have two, trust me.
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