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    bunnyfl12's Avatar
    bunnyfl12 Posts: 1, Reputation: 1
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    #1

    Aug 28, 2008, 11:41 AM
    How does death affect mortgage/foreclosure
    I am a single female with an existing mortgage. If I die before my house can be sold does it automatically revert to the lender? If so, how long after death does the house need to be emptied by my relatives? I live in Florida.
    ballengerb1's Avatar
    ballengerb1 Posts: 27,378, Reputation: 2280
    Home Repair & Remodeling Expert
    		  
    #2

    Aug 28, 2008, 11:43 AM
    Would there be heirs if you pass?
    StaticFX's Avatar
    StaticFX Posts: 943, Reputation: 74
    Senior Member
    		  
    #3

    Aug 28, 2008, 11:45 AM
    Do you not have a will? If you don't, I would assume it goes into your estate, which is then used to pay outstanding bills, etc... and without a will, your realatives really would not have any right to go in and take stuff.. since its no theirs.

    (this is just a guess... I'm not an expert at this)
    ballengerb1's Avatar
    ballengerb1 Posts: 27,378, Reputation: 2280
    Home Repair & Remodeling Expert
    		  
    #4

    Aug 28, 2008, 11:48 AM
    If there are surviving relatives they would likely qualify as heirs, it would have to go through probate court to weed things out.
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