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    smith492's Avatar
    smith492 Posts: 1, Reputation: 1
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    #1

    Aug 15, 2008, 11:44 PM
    What funds are exempt from garnishment?
    My bank account was frozen pending garnishment from a debt collector today. The only funds in the accont were proceeds from my husbands federal student loans. Are these funds exempt in AL? What can I do to get them back?
    George_1950's Avatar
    George_1950 Posts: 3,099, Reputation: 236
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    #2

    Aug 16, 2008, 09:49 AM
    You may need to file an answer or traverse to the garnishment; this may be something you can do without an attorney, but not sure. What state?
    janmac's Avatar
    janmac Posts: 1, Reputation: 1
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    #3

    Jan 22, 2010, 02:02 PM
    We, the landlords, will soon be in small claims court in GA. For damages the tenant did to our property and house.
    If we win, can we garnish his Retirement Funds or IRA?
    DownUnder's Avatar
    DownUnder Posts: 492, Reputation: 24
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    #4

    Jan 22, 2010, 06:11 PM

    Smith492

    Not sure about this one,Maybe some of our experts can answer this. I am thinking only Social Security is exempt from garnishment from a debt collector. Is the debt yours or is it a debt in both names? The only way a garnishment or levy on a bank account can happen is if there was a court order from a judgement
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