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    stg73's Avatar
    stg73 Posts: 1, Reputation: 1
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    #1

    Jul 20, 2008, 01:59 PM
    Summons served
    I was served a summons to answer about a credit card debt, I was never given the opportunity to have the debt validated, if I answer the summons can I still request the collection agency validate the debt after I answer the summons?
    mr.yet's Avatar
    mr.yet Posts: 1,725, Reputation: 176
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    #2

    Jul 21, 2008, 04:49 PM
    File Notice of Intend to Defend at the court. Go to the hearing and simply statement " I cannot admit or deny the alleged debt, since the plaintiff has never verify the alleged debt. I hereby move to dismiss with prejudice since no valid claim has been verified." Remember this at the hearing they must pocess the oringial contract you signed, not a copy. SInce in toady world with computers documenta can be scan, copy and paste to anything
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
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    #3

    Jul 21, 2008, 04:58 PM
    File the Intent to Defend, then send a copy to the Plaintiff with a request for verification of the debt.
    keerthi1680's Avatar
    keerthi1680 Posts: 8, Reputation: 1
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    #4

    Jul 22, 2008, 08:30 AM
    Quote Originally Posted by stg73
    I was served a summons to answer about a credit card debt, I was never given the opportunity to have the debt validated, if i answer the summons can i still request the collection agency validate the debt after i answer the summons?
    It it is a summon from the court, you have to explain the reasons for non acceptance other wise it is an offence punishable under law.
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
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    #5

    Jul 22, 2008, 08:32 AM
    Quote Originally Posted by keerthi1680
    It it is a summon from the court, you have to explain the reasons for non acceptance other wise it is an offence punishable under law.
    Who said anything about non-acceptance?
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