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    vanessagri's Avatar
    vanessagri Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Jun 28, 2008, 12:12 PM
    Credit report
    How long after I dipute an item is it taken off my report while going through investigation
    progunr's Avatar
    progunr Posts: 1,971, Reputation: 288
    Ultra Member
    		  
    #2

    Jun 28, 2008, 03:14 PM
    It will not be removed until it is determined to be an error.

    While they investigate, it will remain on your credit bureau, and it may be flagged as
    "disputed by consumer" until they decide the issue.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
    Expert
    		  
    #3

    Jun 28, 2008, 05:20 PM
    If it is not true, it will be taken off after they do not get a response from the company claiming the debt. If the company that is claiming the debt replies and tells them yes this is a valid debt it is not taken off.
    They don't do a deep investigation, they merely ask the company if the debt is valid

    Many people try to dispute all of the listings even valid ones
    TheCleaner's Avatar
    TheCleaner Posts: 152, Reputation: 3
    Junior Member
    		  
    #4

    Jun 29, 2008, 08:06 AM
    Agree with Chuck, if the creditor don't respond to the credit reporting agency after 30 days the item is automatically deleted regardless of it's validity.

    Carl.-
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