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    naplk56's Avatar
    naplk56 Posts: 2, Reputation: 1
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    #1

    Jun 22, 2008, 11:29 AM
    Garnishment in Georgia
    Can a credit card debt collector attach or freeze a joint checking account for a debt owed by only the husband? Can they attach or freeze a checking account in only the wife's name?
    N0help4u's Avatar
    N0help4u Posts: 19,823, Reputation: 2035
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    #2

    Jun 22, 2008, 11:33 AM
    They can go after a joint account
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #3

    Jun 22, 2008, 12:38 PM
    Quote Originally Posted by naplk56
    Can a credit card debt collector attach or freeze a joint checking account for a debt owed by only the husband? Can they attach or freeze a checking account in only the wife's name?


    They can seize anything with the husband's name on it - individual or joint. Once his money is mingled with yours the entire account is legally 100% yours and 100% his and open to seizure for debts owed by either one of you.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #4

    Jun 22, 2008, 12:44 PM
    Once the joint account is frozen, you can go to court and prove which of the funds are yours.
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #5

    Jun 22, 2008, 12:52 PM
    Quote Originally Posted by Fr_Chuck
    Once the joint account is frozen, you can go to court and prove which of the funds are yours.

    Georgia will divide it up, it doesn't automatically become co-mingled funds - ?

    I didn't know - gave bad advice. Sorry.

    Other posts on the same subject (and Georgia) should probably be corrected - let me see if I can find them.
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