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    mrbone1's Avatar
    mrbone1 Posts: 1, Reputation: 1
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    #1

    Jun 12, 2008, 03:17 PM
    Lien on home in foreclosure
    I live in the state of Florida. My house is in the early stages of foreclosure(maybe 2-3 months left). My condo association has placed a lien on my home for 2500.00 for past due fees.I have filed bankruptcy and am giving up the home. I owe way much more on the home than it is worth now so there will be no equity. What happens to the lien? Do I still need to pay it or does it just not get paid. I could not include the condo association fees(lien) on my bankruptcy(Idont think). I sign the bankruptcy papers next week.

    Thank you for your help!
    Kevin
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    Jun 12, 2008, 03:19 PM
    You should include the house ( at least my opinon) in the bankrutpcy, that way all the house loans and liens would be included.

    Don't sign papers without talking to the attorney, it is a matter of 10 minutes to add a item and reprint the forms.
    progunr's Avatar
    progunr Posts: 1,971, Reputation: 288
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    #3

    Jun 12, 2008, 03:42 PM
    If you explained this situation to your attorney, what did he advise you to do?

    I can't imagine that he would not have you include home, and any attached liens, in your bankruptcy?

    Unless you are trying to file a chapter 13, which given this situation, it would make much more sense to file chapter 7 and be done with everything that can be discharged.

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