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ChihuahuaMomma · Jun 3, 2008, 10:36 PM

Is American Family Insurance one of those jobs with a desk fee? Or that you have to obtain $1,500 in licenses and have 7 interviews before you actually start working or is this a legitimate job?

tickle · Jun 4, 2008, 05:39 AM

What are they asking for ? There are certain areas in insurance you need certs for, but there are jobs within that don't. I am not familiar with the name of the company, possibly because I am from Ontario. But I did work for an insurance here for a good number years but didn't get as far as being certified to underwrite policies.

ChihuahuaMomma · Jun 4, 2008, 12:24 PM

They aren't asking for anything, I'm asking people that are familiar with the company to see if it is worth applying to so that I know whether I am wasting my time or not.

tickle · Jun 4, 2008, 01:52 PM

Chi, I only replied because I thought you were applying for some position. That's why I asked, what are they asking for ? Pertinent question, I thought. Or, let me put it this way, have they an ad out looking for people to join their company ? Is that better ?

ChihuahuaMomma · Jun 4, 2008, 01:58 PM

Yes, there is a Craig's List posting, and I wasn't sure if it was another rip-off or if its worth applying for.

tickle · Jun 4, 2008, 02:16 PM

Chi, if its all done on line, then its worth your time. Try it.

ChihuahuaMomma · Jun 4, 2008, 02:19 PM

If it's a crap job it's not worth applying for. That's what I am trying to find out.

tickle · Jun 4, 2008, 03:13 PM

Okay, then what do you want us to say ? Don't do it. Okay don't do it, its probably a crap job. Surely if you are looking for a job, you are obviously not a novice, then get the ads out, go on line to all the jobsites, hunt, hunt, and hunt. If need be get out on the street and waste some shoe leather. I can't tell you how many absolutely crumby jobs I have had in the past to make a buck and I am sure many will tell you the same thing. I didn't stop at anything to find a job when I was as young as you. That's why I am where I am right now.

ChihuahuaMomma · Jun 4, 2008, 03:38 PM

No offense, but I was not asking for job search advice. I am doing fine. I just wanted to know if this was a desk fee job. I was assuming someone that does or has worked there or know someone that has would reply.

**That doesn't mean that I don't appreciate your advice, I do!

Rockstar714 · Jun 4, 2008, 04:17 PM

You'd have to contact the company to find out if it is a desk fee job. A lot of insurance companies (even legitimate ones) will have you pay for your certifications. Some will reimburse you, some won't, but all insurances classes for certifications cost something, and if you don't pay for it, the employer might.

I had a friend get on at an insurance company and they paid for it, I interviewed at one and they wanted me to pay for it. So it just depends on the company and how they see employees/future employees as a liability or not. My friend had to sign a contract stating she would work for them for a year at least and if she quit before that year she'd have to pay back the fees for the certification classes.

ChihuahuaMomma · Jun 4, 2008, 04:21 PM

I don't mind paying for it, later on down the road. I interviewed for one company where there was a 7-interview process, and I had to pay for all of my licenses before starting the job... So basically it would have cost me $1500 in the interview process, not even for a guaranteed job...

Rockstar714 · Jun 4, 2008, 04:29 PM

Yikes, yeah that doesn't sound fun.

The one I interviewed for was a 2 interview process, then you'd start your classes, but you'd have to pay for them. (It was AIG -- it was a trek from my house, so I couldn't see taking the job)

And I think my friend's was a 1 or 2 interview process... it really just depends on the company.

ChihuahuaMomma · Jun 4, 2008, 04:34 PM

One or two interviews is fine. But I'm looking for a job to EARN money not PAY it. I couldn't afford $1,500 while in the job search process...

ChihuahuaMomma · Jun 4, 2008, 05:09 PM

Hey Tickle, are you in love with me? My last two greenies are from YOU! YOU Looooooooove meeeeeeee!! :P

Fr_Chuck · Jun 4, 2008, 06:15 PM

American Family Insurance is one of the well known names. So what job they are advertising for, a secretary, a underwriter, a jantior in one of the large offices, a telemarketer or what.

I will have to assume it is for a commission sales person.
These are real jobs, I sell insurance part time.
The thing is you have to have a insurance license, I think the school in most places costs about 175 to 200 to take the class and the test is normally about 50 dollars ( I am sure different states have various prices(
Now if you want to license in more states, you will have a fee for each state.

There is a lot of money to be made selling insurance, if you like to sell, and if you are good at selling.

This is not a cheat or a rip off, it is just the fact to do some jobs you have to be licensed, real estate is another one.

ChihuahuaMomma · Jun 4, 2008, 06:18 PM

It's for a sales person. I've interviewed for a few that you had to obtain the license within 6 months.

Fr_Chuck · Jun 4, 2008, 06:29 PM

Yes, here in GA and in TN, you can pay for a temp license that is good for a certain number of months,

I really love these two companies,

AFLAC Insurance Policies for Individuals & Employers | Aflac Insurance their name is very well known and not a lot of competition with other companies.

Farm and Ranch Insurance, they are a brokerage, that carries about 12 different major insurance companies that you can license for.
Farm and Ranch Healthcare, Inc. - Home Page - Affordable Health and Medical Insurance - Saving money with personalized insurance coverage

tickle · Jun 4, 2008, 06:57 PM

I just like giving credit where credit is due, chi; the hug w as extra because you are really funny sometimes