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    TxWonderWoman's Avatar
    TxWonderWoman Posts: 1, Reputation: 1
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    #1

    Apr 14, 2008, 10:01 PM
    Ban garnishment in Texas
    My husband evidently is facing a default judgement on a prior credit card (prior to our marriage) and my question is--Can they garnish our joint bank account--a bank account I had prior to our marriage & then added him on?
    ArielR's Avatar
    ArielR Posts: 20, Reputation: 4
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    #2

    Apr 14, 2008, 10:08 PM
    Unless he has his own separate bank account, I believe they can garnish your joint account. You could always speak to your bank or to the court about this, I'm sure one of them would answer the question.
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #3

    Apr 16, 2008, 07:12 AM
    Quote Originally Posted by TxWonderWoman
    My husband evidently is facing a default judgement on a prior credit card (prior to our marriage) and my question is--Can they garnish our joint bank account--a bank account i had prior to our marriage & then added him on?

    What is held in joint names is by law 100% yours - and 100% his. You both own the entire account. Yes, if his name is on the account (and it is) they can move against it.
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #4

    Apr 16, 2008, 07:13 AM
    Quote Originally Posted by ArielR
    Unless he has his own separate bank account, I believe they can garnish your joint account. You could always speak to your bank or to the court about this, I'm sure one of them would answer the question.

    His separate account would not enter into this - they can seize from as many accounts as they can find.

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