[rbcford]

I'd like to buy travel insurance for my upcoming honeymoon, because my fiancee's mother is in the hospital. She is not in imminent danger of dying.

1) If she were to die (God forbid), before or during our honeymoon (just to be clear, my mother-in-law will not be along for the trip), would travel insurance cover it?

We planned our trip with a travel agent, and paid our initial $300 deposit a couple of months ago. The balance is not due for a while since our Honeymoon isn't until May.

The agency recently quoted me a price of $115 per person for "deluxe" insurance, but I'm not clear on the coverage. It says something about excluding coverage for "pre-existing medical condition" for immediate family members.

2) Are they talking about family members along for the trip?

3) If we pay for the trip on a credit card, will the card's travel insurance cover the honeymoon if my mother-in-law dies before or during my honeymoon? Which cards have the best coverage?

Thanks for any help!

[Fr_Chuck]

I'd like to buy travel insurance for my upcoming honeymoon, because my fiancee's mother is in the hospital. She is not in iminent danger of dying.

1) If she were to die (God forbid), before or during our honeymoon (just to be clear, my mother-in-law will not be along for the trip), would travel insurance cover it?

We planned our trip with a travel agent, and paid our initial $300 deposit a couple of months ago. The balance is not due for a while since our Honeymoon isn't until May.

The agency recently quoted me a price of $115 per person for "deluxe" insurance, but I'm not clear on the coverage. It says something about excluding coverage for "pre-existing medical condition" for immediate family members.

2) Are they talking about family members along for the trip?

3) If we pay for the trip on a credit card, will the card's travel insurance cover the honeymoon if my mother-in-law dies before or during my honeymoon? Which cards have the best coverage?

Thanks for any help!

You need to ask the person issuring the policy exactly what it pays or does not pay. And get it in writing.

Normally when they talk about pre existing, they are talking about you and the people going on the trip, normally trip insurance covers the people on the trip getting sick, and/or problems with the flights or ships being used.