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    Lotta's Avatar
    Lotta Posts: 124, Reputation: 8
    Junior Member
     
    #1

    Jan 13, 2006, 06:17 AM
    Credit check
    How does one go about getting a credit check on prospective tenants?
    RickJ's Avatar
    RickJ Posts: 7,762, Reputation: 864
    Uber Member
     
    #2

    Jan 13, 2006, 06:20 AM
    Call your local Credit Bureau - They'll set you up with an account that will allow you to run Credit Reports. I have one for our rentals: the reports are only $3.50 apiece and a $100 annual fee.
    DJ 'H''s Avatar
    DJ 'H' Posts: 1,109, Reputation: 114
    Ultra Member
     
    #3

    Jan 13, 2006, 06:21 AM
    You need to register yourself with credit check company. They are available online. You may want to try: Equifax or Credit Safe.

    I would recommend Credit Safe over Equifax having used both.
    Lotta's Avatar
    Lotta Posts: 124, Reputation: 8
    Junior Member
     
    #4

    Jan 13, 2006, 06:26 AM
    What information will they need to open an account?

    Thanks
    DJ 'H''s Avatar
    DJ 'H' Posts: 1,109, Reputation: 114
    Ultra Member
     
    #5

    Jan 13, 2006, 06:30 AM
    Where are you based? Uk or USA??
    Lotta's Avatar
    Lotta Posts: 124, Reputation: 8
    Junior Member
     
    #6

    Jan 13, 2006, 06:33 AM
    Located in the USA
    DJ 'H''s Avatar
    DJ 'H' Posts: 1,109, Reputation: 114
    Ultra Member
     
    #7

    Jan 13, 2006, 06:41 AM
    Try these sites.

    http://www.equifax.com

    http://www.experian.com/ - I have used this one as well and they are pretty good too.
    RickJ's Avatar
    RickJ Posts: 7,762, Reputation: 864
    Uber Member
     
    #8

    Jan 13, 2006, 07:13 AM
    All I had to give was my Company info including Tax ID #. Who is able to run consumers' credit reports is a highly regulated affair... so the requirement is that they verify that you are in a business that legitimately needs them.

    The two links DJ gave are 2 of the three biggest reporters in the US. The other is www.transunion.com
    DJ 'H''s Avatar
    DJ 'H' Posts: 1,109, Reputation: 114
    Ultra Member
     
    #9

    Jan 13, 2006, 07:52 AM
    I was in charge of credit checking and credit control at my last company!!

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