[TMNewman]

Is it against the law for a bank to hold a persons payroll check for verification after depositing it?

I am having trouble with my bank only making $100 available when I deposit my payroll check. Which this makes it possible for them to say that my bank account go negative and for them to charge me the overdraft fees. Is it leagal for them to do this?

[Fr_Chuck]

No it is not against the law at all, it can be held if first the bank does not know the ocmpany, and 2. if the bank has had a problem with that company check.

If you do not like the policy of that bank, you need to shop around for another bank.

Next you are not suppose to write checks on money until it is cleared, some banks will hold checks for a week at times, You need to stop writing checks until the money is cleared into the account and you won't have any over draft charges